Skip to content
Brokers

https://www.avanza.se/

Avanza

Visit Avanza

Swedish online bank and savings/investment platform offering stocks, funds, ETFs, exchange-traded products, pensions, savings accounts, margin lending and mortgages, primarily for Sweden-based customers.

Stock BrokerEtf BrokerMutual Fund PlatformMulti Asset BrokerEtfBondOptionFutureIndex

84

/100

Overall score

Overall score is usable, but check the supporting evidence and caveats.

Based on evidence22 sources
Trust
90
Cost
78
Withdrawal
74

Read first

Decision summary

84

/100

Overall

Overall is usable, but check the supporting evidence and caveats.

Headline score from research fields, regulation evidence, and scoring payload.

Best for

Forex/CFD traders comparing cost, platforms, trust, and withdrawal terms.

Watch out

Eligibility and country availability require manual review · no direct evidence of negative balance protection · withdrawal/inactivity fees not expli…

Trust signal

Trust looks strong, with high-confidence evidence. Still verify country/entity terms.

Withdrawal signal

Withdrawal is usable, but check the supporting evidence and caveats.

Deposit
0 SEK stated as the account 'Insättningskrav' for listed account types on the account price list.
Pricing
Not applicable as a core disclosed broker spread because Avanza is primarily a share/fund/bank investment platform rather than a CFD/spot-F…
Withdrawal
Approved external accounts: withdrawals before 14:30 arrive the same afternoon; after 14:30 arrive next day. Newly added/unapproved account…
Safety
Not disclosed for the reviewed brokerage/margin products; manual FX FAQ indicates negative currency positions are possible on Aktie- och fo…

Availability

Countries and restrictions

Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.

Restricted Countries

Not published as a country blacklist in reviewed sources. Eligibility is constrained by EU/EEA tax residency and Swedish bank-account requirements for the reviewed account agreement; availability outside Sweden requires human review.

Source

Evidence

Source-backed details

Trust5 fields

Regulators

Swedish Financial Supervisory Authority (Finansinspektionen / Swedish FSA)

Source

License Numbers

Company registration numbers: Avanza Bank AB (publ) 556573-5668; Avanza Bank Holding AB (publ) 556274-8458. Specific FI authorisation/license number not disclosed in reviewed sources.

Source

Regulated Entities

Avanza Bank AB (publ), Swedish Reg. No. 556573-5668; Avanza Bank Holding AB (publ), Swedish Reg. No. 556274-8458; subsidiaries include Avanza Bank AB, Avanza Fonder AB and Försäkringsaktiebolaget Avanza Pension.

Source

Negative Balance Protection

Not disclosed for the reviewed brokerage/margin products; manual FX FAQ indicates negative currency positions are possible on Aktie- och fondkonto with credit and margin requirements, so human review is needed before claiming negative balance protection.

Source

Investor Compensation

Client cash/deposits are covered by Swedish deposit insurance up to SEK 1,150,000 per person/institution from 1 Jan 2026; investor protection covers securities/money handled in investment services up to SEK 250,000 if assets cannot be returned. Avanza's own account legal document states investor protection applies to financial instruments and gives an older deposit-guarantee figure, so current limit should be verified at publication time.

Source
Cost7 fields

Minimum Deposit

0 SEK stated as the account 'Insättningskrav' for listed account types on the account price list.

Source

Spread From

Not applicable as a core disclosed broker spread because Avanza is primarily a share/fund/bank investment platform rather than a CFD/spot-FX broker; exchange-traded products may display market bid/ask spreads per instrument.

Source

Commission

Swedish stock brokerage on Stockholm Exchange: Start 0%/0 SEK; Mini 0.25% min 1 SEK; Small 0.15% min 39 SEK; Medium 0.069% min 69 SEK; Fixed Price 0% min 99 SEK. Other venues and phone orders have different minimums.

Source

Maximum Leverage

Avanza Markets exchange-traded products can provide leveraged long/short exposure from x1 up to x20; margin lending is also available against shares and funds. This is product/margin leverage, not CFD retail-account leverage.

Source

Deposit Fee

Swish and Trustly direct deposits are free; account price list also shows 0 SEK deposit fee for listed account types.

Source

Withdrawal Fee

No explicit withdrawal fee found in reviewed official funding and account-fee pages; account price list shows account/deposit/custody fees but not a withdrawal fee.

Source

Inactivity Fee

No inactivity fee found in reviewed official account-fee, administrative-fee and customer-service sources.

Source
Availability1 fields

Restricted Countries

Not published as a country blacklist in reviewed sources. Eligibility is constrained by EU/EEA tax residency and Swedish bank-account requirements for the reviewed account agreement; availability outside Sweden requires human review.

Source
Product5 fields

Tradable Assets

Swedish and international stocks, over 1,400 funds, ETFs, around 40,000 exchange-traded products including trackers and ETFs, bull & bear certificates, warrants, mini futures, options and futures; exposure includes indexes, equities, commodities and currencies; crypto exposure appears via listed exchange-traded products/certificates rather than direct crypto wallets.

Source

Trading Platforms

Avanza web platform, Avanza mobile app, and Infront trading system for active traders/Pro/Private Banking.

Source

Account Types

Aktie- och fondkonto, ISK, Kapitalförsäkring, Sparkonto, IPS, Pensionsförsäkring, Tjänstepension; plus Private Banking/Pro customer segments.

Source

Deposit Methods

Swish, Trustly direct deposit, ordinary bank transfer; for newer account-number format, Swish, Trustly and Autogiro are alternatives; internal transfer from Aktie- och fondkonto may be used.

Source

Withdrawal Methods

Withdrawals are made to the customer's external bank account via Avanza's withdrawal page; transfers to another person's account are restricted/not evidenced as supported.

Source

Before you decide

Things to verify

Negative Balance Protection

Not disclosed for the reviewed brokerage/margin products; manual FX FAQ indicates negative currency positions are possible on Aktie- och fondkonto with credit and margin requirements, so human review is needed before claiming negative balance protection.

Investor Compensation

Client cash/deposits are covered by Swedish deposit insurance up to SEK 1,150,000 per person/institution from 1 Jan 2026; investor protection covers securities/money handled in investment services up to SEK 250,000 if assets cannot be returned. Avanza's own account legal document states investor protection applies to financial instruments and gives an older deposit-guarantee figure, so current limit should be verified at publication time.

Withdrawal Fee

No explicit withdrawal fee found in reviewed official funding and account-fee pages; account price list shows account/deposit/custody fees but not a withdrawal fee.

Restricted Countries

Not published as a country blacklist in reviewed sources. Eligibility is constrained by EU/EEA tax residency and Swedish bank-account requirements for the reviewed account agreement; availability outside Sweden requires human review.

VS next

VS Avanza with similar brokers

These brokers share similar type or asset-class signals. Open the VS page to compare regulation, cost, platforms, withdrawals, and caveats side by side.

VS all

Charles Schwab

Overall 91 · Trust 100

Multi Asset BrokerEtfStock
VS with Avanza

E*TRADE from Morgan Stanley

Overall 88 · Trust 93

Multi Asset BrokerEtfMutual Fund
VS with Avanza

Important disclosure

Broker research, not investment advice

Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.

Compare carefully