Public.com

Open to the Public Investing, Inc. is a registered broker-dealer and FINRA/SIPC member; BrokerCheck lists SEC and FINRA registrations. Zero Hash provides crypto services and is licensed by NYSDFS. Jiko Securities provides certain T-bill accounts and is FINRA/SIPC member.

Open to the Public Investing, Inc.: CRD 127818, SEC 8-66049. Public links to Jiko Securities BrokerCheck CRD 287507 for Jiko accounts.

Public Investing provides brokerage services; Public Advisors provides advisory services; Zero Hash provides cryptocurrency services; Jiko Securities provides Jiko T-bill accounts; Apex Clearing provides clearing and execution services.

Formal CFD/FX-style negative balance protection is not applicable; for Public margin and options, losses may exceed the initial investment and customers must repay margin debt. Public FAQ says fees can cause negative balances and unpaid balances may be covered by selling positions.

Securities accounts are SIPC protected up to $500k; crypto not insured by FDIC/SIPC; HYCA uses partner-bank FDIC sweep; Jiko T-bill accounts SIPC protected but investments may lose value.

Core brokerage minimum deposit needs manual confirmation from official pages; direct indexing $1,000; 6M Treasury $100; margin requires $2,000 marginable assets.

Public.com is not presented as a forex/CFD broker; spread-from pricing for FX/CFDs is not applicable. Bond and crypto products use transaction fees/markups rather than quoted CFD spreads.

$0 for regular-hours US-listed stocks/ETFs and stock/ETF options; fees apply to extended-hours/OTC, index options, bonds, crypto, investment plans and advisory products.

No forex/CFD maximum leverage is applicable. Public offers securities margin subject to FINRA/Reg T and Public/Apex maintenance requirements; no single maximum leverage ratio was found in reviewed official sources.

Public lists incoming ACH $0 and incoming wire $0; app FAQ says debit card and bank transfers can be initiated with no additional cost; FX conversion for non-USD deposit is 0.30%.

Outgoing ACH/standard withdrawal $0; instant withdrawals up to 3.5% min $1; domestic outgoing wire $25; outgoing ACAT $100; crypto withdrawals have network fees; FX conversion 0.30%.

Inactivity fee is $3.99 monthly under the disclosed low-balance/no-activity condition.

Public account eligibility requires age 18+, valid SSN, legal U.S. residential address, and U.S. citizen/permanent resident/valid visa status; exact country-by-country restriction list is not published.

Public markets itself around stocks, ETFs, options, bonds, Treasuries, crypto, cash and managed/advisory portfolio tools; no forex, CFDs or futures were found.

Public supports mobile apps, web login, API for programmatic trading, and AI research/agent features.

Public offers self-directed brokerage, margin, bond, high-yield cash, treasury/Jiko, direct indexing, generated assets, IRAs, Crypto IRA, and Premium membership.

Deposits via linked bank/Plaid, micro-deposits, debit card, wire, check, ACAT transfer; PayPal/Venmo/CashApp cannot fund brokerage accounts.

Withdraw settled funds to connected bank via app/web; standard and instant withdrawals are available; wires require support; crypto transfer withdrawals are subject to network fees.