Restricted Countries
Service is aimed at residents in Germany, Austria, Italy, Spain, metropolitan France and the Netherlands; applicants must not be subject to US taxation / US person rules.
Source Brokers
German/EU digital investment and banking platform offering a low-cost neobroker, ETF savings plans from €1, crypto via ETPs, overnight cash, credit, and automated Scalable Wealth ETF portfolio management.
Stock BrokerEtf BrokerRobo AdvisorBank Investment PlatformMutual FundBondCryptoForexCommodity
87
/100
Overall score
Overall score looks strong, with high-confidence evidence. Still verify country/entity terms.
Based on evidence15 sources
Trust
91Cost
90Withdrawal
78Read first
Decision summary
87
/100
Overall
Overall looks strong, with high-confidence evidence. Still verify country/entity terms.
Headline score from research fields, regulation evidence, and scoring payload.
Best for
Long-term ETF savings-plan investors · German/EU residents seeking a low-cost neobroker · Investors wanting app/web access to stocks, ETFs, funds, bo…
Watch out
Entity, country restrictions, and high-risk fee fields should be checked carefully.
Trust signal
Trust looks strong, with high-confidence evidence. Still verify country/entity terms.
Withdrawal signal
Withdrawal is usable, but check the supporting evidence and caveats.
Availability
Countries and restrictions
Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.
Evidence
Source-backed details
Trust5 fields
Regulators
Supervised by BaFin and Deutsche Bundesbank; ECB authorised deposit and lending business.
SourceLicense Numbers
Commercial register HRB 217778. BaFin permission is disclosed, but no numeric BaFin register/license number was found in checked official sources. LEI 391200Y3EUNL4LTXRP94 found via Bloomberg LEI record.
SourceRegulated Entities
Scalable Capital Bank GmbH is a German credit institution permitted by BaFin to provide banking and investment services and supervised by BaFin and Deutsche Bundesbank.
SourceNegative Balance Protection
No CFD/forex margin negative-balance-protection claim found; Scalable is primarily execution-only securities/ETP broker plus credit product. Credit-financed investments carry repayment and margin-call risks.
SourceInvestor Compensation
Cash protection depends on allocation: statutory deposit guarantee up to €100,000 per bank/client, PRIME+ up to 5 x €100,000 across banks, or UCITS standards for qualifying money market funds; investments can lose value.
SourceCost7 fields
Minimum Deposit
No broker minimum deposit to open; reference-account verification can be done with €1. Broker and ETF/stock/crypto/fund savings plans start from €1; Overnight has no minimum deposit; Wealth starts from €20 monthly savings amount.
SourceSpread From
Crypto ETP spread surcharge: 0.99% FREE, 0.69% PRIME+. Other product costs, spreads, crypto fees and/or inducements may apply.
SourceCommission
FREE: €0.99 per trade on EIX/gettex except PRIME ETFs from €250; PRIME+: €0 per eligible trade from €250 and €0.99 below €250; all savings plan executions €0; Xetra €3.99 plus venue fee.
SourceMaximum Leverage
No retail CFD leverage schedule found. Scalable offers a secured credit product up to €250,000, variable borrowing rate charged quarterly, not a margin/CFD leverage offering.
SourceDeposit Fee
Transfer/direct debit deposits €0; Instant deposits cost 0.99% in FREE or 0.69% in PRIME+, with every additional euro above €5,000 free.
SourceWithdrawal Fee
No explicit withdrawal-fee line was found in checked official fee and FAQ pages; standard/instant withdrawal methods and timing are disclosed but pricing was not isolated.
SourceInactivity Fee
No inactivity fee was found in checked official fee pages; fee page says FREE has no fixed payment and custody fees are €0, but does not explicitly state inactivity fee.
SourceAvailability1 fields
Restricted Countries
Service is aimed at residents in Germany, Austria, Italy, Spain, metropolitan France and the Netherlands; applicants must not be subject to US taxation / US person rules.
SourceProduct5 fields
Tradable Assets
Stocks, ETFs, funds, derivatives, bonds/fixed income, crypto ETPs, commodity/precious-metal/foreign-exchange ETPs and private equity via ELTIFs.
SourceTrading Platforms
Scalable Broker can be used in app and on the web; registration via iOS or Android mobile app is possible.
SourceAccount Types
FREE Broker, PRIME+ Broker, Scalable Wealth, Scalable Overnight account, Scalable Kid’s account.
SourceDeposit Methods
Deposit methods include standard SEPA transfer, SEPA instant/Instant Payments, SEPA direct debit and internal transfers.
SourceWithdrawal Methods
Withdrawals to verified reference account by standard withdrawal or SEPA instant withdrawal.
SourceBefore you decide
Things to verify
Negative Balance Protection
No CFD/forex margin negative-balance-protection claim found; Scalable is primarily execution-only securities/ETP broker plus credit product. Credit-financed investments carry repayment and margin-call risks.
Withdrawal Fee
No explicit withdrawal-fee line was found in checked official fee and FAQ pages; standard/instant withdrawal methods and timing are disclosed but pricing was not isolated.
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Broker research, not investment advice
Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.