Country Availability
Sharesies is available to New Zealand and Australian customers through regional platforms; eligibility differs by country.
Source Brokers
Sharesies is a New Zealand- and Australia-focused wealth and investing platform offering access to NZ, Australian and US shares and ETFs, managed funds, advised portfolios, KiwiSaver/PIE Save in New Zealand, and selected crypto/save/spend features. It emphasizes fractional investing and no minimum investment, with custody through Sharesies nominees/sub-custodians and regulated entities in New Zealand and Australia.
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82
/100
Overall score
Overall score is usable, but check the supporting evidence and caveats.
Based on evidence20 sources
Trust
82Cost
78Withdrawal
80Read first
Decision summary
82
/100
Overall
Overall is usable, but check the supporting evidence and caveats.
Headline score from research fields, regulation evidence, and scoring payload.
Best for
New Zealand retail investors · Australian retail investors seeking fractional investing · Beginners and small-balance investors
Watch out
Entity, country restrictions, and high-risk fee fields should be checked carefully.
Trust signal
Trust is usable, but check the supporting evidence and caveats.
Withdrawal signal
Withdrawal is usable, but check the supporting evidence and caveats.
Availability
Countries and restrictions
Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.
Restricted Countries
Available regionally in NZ and Australia; NZ platform no longer accepts new Australian-based investors; AU IDPS not offered outside Australia where unlawful.
SourceEvidence
Source-backed details
Trust5 fields
Regulators
Regulated by New Zealand FMA and NZX rules; Sharesies Australia holds an AFSL overseen by ASIC.
SourceLicense Numbers
AU: AFSL 529893 / ABN 94 648 811 830; NZ: Sharesies Investment Management FSP1001460; Sharesies Limited NZBN 9429045952838.
SourceRegulated Entities
Key entities include Sharesies Limited (NZ), Sharesies Australia Limited, Sharesies Investment Management Limited, Sharesies Nominee Limited, and Sharesies Australia Nominee Pty Limited.
SourceNegative Balance Protection
Not applicable to CFD-style negative-balance protection; wallet debts may still be owed.
SourceInvestor Compensation
No broad compensation scheme verified; custody/trust protections and AU PI insurance disclosed; NGF exclusion for NZ/US via NZ platform.
SourceCost7 fields
Minimum Deposit
No minimum investment; wallet funding required; minimum top-up not clearly disclosed.
SourceSpread From
Not applicable: Sharesies is not a spread-quoted CFD/forex broker in the scoped evidence.
SourceCommission
1.9% transaction fee up to regional market caps; managed funds not listed on an exchange have no Sharesies transaction fee.
SourceMaximum Leverage
Not applicable: no leveraged CFD/forex product found in scoped official materials.
SourceDeposit Fee
Free standard NZ bank transfer; instant/linked/card/PayID fees vary by region and method.
SourceWithdrawal Fee
Standard wallet withdrawal fee not clearly disclosed; NZ fast withdrawal 1.9% of unsettled amount; share transfer-out and exceptional account-closure fees apply.
SourceInactivity Fee
No inactivity fee found in reviewed public pricing, terms, or FSG; account closure fees may apply only in stated exceptional circumstances.
SourceAvailability2 fields
Country Availability
Sharesies is available to New Zealand and Australian customers through regional platforms; eligibility differs by country.
SourceRestricted Countries
Available regionally in NZ and Australia; NZ platform no longer accepts new Australian-based investors; AU IDPS not offered outside Australia where unlawful.
SourceProduct5 fields
Tradable Assets
Sharesies offers NZ/US/Australian shares and ETFs, managed funds, advised portfolios, selected crypto, and NZDX-listed bond transfer/holding support.
SourceTrading Platforms
Sharesies platform is accessible via website/web app and mobile apps on iOS and Android.
SourceAccount Types
NZ adult and Kids Accounts, plus trust/company/business by approval; AU IDPS accounts with marketing references to Kids Accounts but FAQ inconsistency.
SourceDeposit Methods
NZ: bank transfer, foreign-currency bank deposit by arrangement, card, Apple/Google Pay, instant bank transfer, gift; AU: bank transfer, card, linked bank, Apple/Google Pay, PayID.
SourceWithdrawal Methods
Withdraw to local bank account in local currency only: NZD in NZ, AUD in Australia.
SourceBefore you decide
Things to verify
Restricted Countries
Available regionally in NZ and Australia; NZ platform no longer accepts new Australian-based investors; AU IDPS not offered outside Australia where unlawful.
Minimum Deposit
No minimum investment; wallet funding required; minimum top-up not clearly disclosed.
Withdrawal Fee
Standard wallet withdrawal fee not clearly disclosed; NZ fast withdrawal 1.9% of unsettled amount; share transfer-out and exceptional account-closure fees apply.
Investor Compensation
No broad compensation scheme verified; custody/trust protections and AU PI insurance disclosed; NGF exclusion for NZ/US via NZ platform.
Negative Balance Protection
Not applicable to CFD-style negative-balance protection; wallet debts may still be owed.
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Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.