Restricted Countries
["Canada-focused; account eligibility generally requires Canadian residency/SIN for many account types; temporary Canadian residents may apply for a non-registered cash account in branch"]
Source Brokers
Canadian bank-backed self-directed investing platform from TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank, offering WebBroker, TD app, Advanced Dashboard and TD Active Trader access for Canadian and U.S. stocks, ETFs, options, mutual funds, fixed income, GICs, new issues and gold/silver certificates.
Multi Asset BrokerStock BrokerEtf BrokerMutual Fund PlatformEtfMutual FundBondOptionPrecious Metals
84
/100
Overall score
Overall score is usable, but check the supporting evidence and caveats.
Based on evidence9 sources
Trust
91Cost
78Withdrawal
74Read first
Decision summary
84
/100
Overall
Overall is usable, but check the supporting evidence and caveats.
Headline score from research fields, regulation evidence, and scoring payload.
Best for
Forex/CFD traders comparing cost, platforms, trust, and withdrawal terms.
Watch out
Entity, country restrictions, and high-risk fee fields should be checked carefully.
Trust signal
Trust looks strong, with high-confidence evidence. Still verify country/entity terms.
Withdrawal signal
Withdrawal is usable, but check the supporting evidence and caveats.
Availability
Countries and restrictions
Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.
Evidence
Source-backed details
Trust5 fields
Regulators
["Canadian Investment Regulatory Organization (CIRO)"]
SourceLicense Numbers
CIRO dealer member; specific license/registration number not found in reviewed public TD pages
SourceRegulated Entities
["TD Waterhouse Canada Inc."]
SourceNegative Balance Protection
Not disclosed as a formal negative-balance-protection policy; margin/cash account debit balances and under-margined/debit balance handling fees are disclosed
SourceInvestor Compensation
Canadian Investor Protection Fund (CIPF) coverage through TD Waterhouse Canada Inc. as a CIPF Investment Dealer member firm
SourceCost7 fields
Minimum Deposit
0
SourceSpread From
Not applicable to disclosed stock/ETF/options commission model; bond/GIC fixed-income commissions are embedded in quoted prices
SourceCommission
Online/app: select ETFs $0; Canadian and U.S. stocks $9.99 per trade standard or $7.00 active trader; partial shares $1.99; options $9.99 + $1.25/contract standard or $7.00 + $1.25/contract active trader
SourceMaximum Leverage
Security- and margin-account dependent; public reviewed pages do not disclose a single maximum leverage ratio
SourceDeposit Fee
No charge for deposits/contributions through EasyLine, EasyWeb, TD Canada Trust branch or TD Direct Investing location; third-party/ABM/banking fees may apply for MoneyLink/other services
SourceWithdrawal Fee
EFT fee not disclosed in reviewed sources; cheque pick-up $6.50; registered full withdrawal $100 excluding RDSP/RESP/TFSA/RRIF; partial RRSP/Basic RRSP/LIRA/LRSP withdrawal $25; account transfer out $150
SourceInactivity Fee
No inactivity fee found; TD discloses a $25 quarterly maintenance fee for households under $15,000 unless waiver criteria are met
SourceAvailability1 fields
Restricted Countries
["Canada-focused; account eligibility generally requires Canadian residency/SIN for many account types; temporary Canadian residents may apply for a non-registered cash account in branch"]
SourceProduct5 fields
Tradable Assets
["Stocks", "ETFs", "Options", "Fixed income securities", "GICs", "Mutual funds", "New Issues", "Gold and silver certificates"]
SourceTrading Platforms
["WebBroker", "TD app", "Advanced Dashboard", "TD Active Trader", "Telephone Services"]
SourceAccount Types
["Self-Directed Cash Trading Account", "Self-Directed Margin Account", "Self-Directed Active Trader Margin Account", "TFSA", "FHSA", "RRSP", "RRIF", "RESP", "RDSP"]
SourceDeposit Methods
["TD Canada Trust EasyWeb/TD app transfers", "WebBroker transfer", "Interac e-Transfer from another bank", "online bill payment", "TD Canada Trust branch", "TD Bank U.S. branch", "EasyLine telephone banking", "transfer in cash or in kind from another brokerage"]
SourceWithdrawal Methods
["Electronic Fund Transfer (EFT)", "TD Canada Trust branch or TD Direct Investing location cheque pick-up", "systematic mutual fund withdrawals", "investment income sweeps"]
SourceBefore you decide
Things to verify
Restricted Countries
["Canada-focused; account eligibility generally requires Canadian residency/SIN for many account types; temporary Canadian residents may apply for a non-registered cash account in branch"]
Negative Balance Protection
Not disclosed as a formal negative-balance-protection policy; margin/cash account debit balances and under-margined/debit balance handling fees are disclosed
Withdrawal Processing Time
Not disclosed; TD reserves the right to require a seven-day notice period for intended withdrawals
Withdrawal Fee
EFT fee not disclosed in reviewed sources; cheque pick-up $6.50; registered full withdrawal $100 excluding RDSP/RESP/TFSA/RRIF; partial RRSP/Basic RRSP/LIRA/LRSP withdrawal $25; account transfer out $150
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Broker research, not investment advice
Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.