Restricted Countries
UK clients reportedly no longer accepted; restrictions vary by entity/residency and were not fully captured from official source.
Source Brokers
XM is a global forex/CFD broker offering MT4/MT5, low minimum deposits, 1,400+ instruments and multiple regional entities. Official xm.com extraction confirmed FSC Belize for XM Global Limited; wider group regulation is supported by review/search evidence and should be human-reviewed by entity.
Forex BrokerCFD BrokerStock CFDIndex CFDCommodity CFDMetal CFDEnergy CFD
82
/100
Overall score
Overall score is usable, but check the supporting evidence and caveats.
Based on evidence40 sources
Trust
80Cost
73Withdrawal
83Read first
Decision summary
82
/100
Overall
Overall is usable, but check the supporting evidence and caveats.
Headline score from research fields, regulation evidence, and scoring payload.
Best for
Forex/CFD traders comparing cost, platforms, trust, and withdrawal terms.
Watch out
Official extracted regulation page only showed FSC Belize · Inactivity fee evidence conflicts · Restrictions and investor compensation are entity-dep…
Trust signal
Trust is usable, but check the supporting evidence and caveats.
Withdrawal signal
Withdrawal is usable, but check the supporting evidence and caveats.
Availability
Countries and restrictions
Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.
Evidence
Source-backed details
Trust5 fields
Regulators
Official xm.com page confirms FSC Belize for XM Global Limited; review source lists ASIC, CySEC, DFSA, FSCA, SCA, FSA, FSC Belize/Mauritius, CMA Kenya/UAE.
SourceLicense Numbers
XM Global Limited FSC Belize license 8557558; wider group license examples include CySEC 120/10 and DFSA F003484 from review/search evidence.
SourceRegulated Entities
XM Global Limited and Trading Point group entities; exact entity assignment depends on client residency.
SourceNegative Balance Protection
All accounts offer negative balance protection per official account-types page.
SourceInvestor Compensation
Entity-dependent; eligible CySEC/EEA retail clients may access Cyprus ICF up to €20,000 per review evidence, but global XM.com entity differs.
SourceCost7 fields
Minimum Deposit
Standard $5, Ultra Low $5, Shares $10,000.
SourceSpread From
Spreads from 0.8 pips on homepage; Zero account from 0.0 pips according to review source.
SourceCommission
Homepage says no commissions/no hidden costs; costs can vary by account/entity and Zero account may differ by review source.
SourceMaximum Leverage
Leverage offered; exact max varies by regulator/entity/account, EU retail protections cap major FX at 1:30 per review.
SourceDeposit Fee
No deposit fees reported by review source; official homepage says no hidden costs.
SourceWithdrawal Fee
No withdrawal fees claimed on homepage/review evidence; method/provider exceptions may apply.
SourceInactivity Fee
Review evidence varies: $5 after 90 days in one source; $15 then $10/month in another. Mark conflicting.
SourceAvailability1 fields
Restricted Countries
UK clients reportedly no longer accepted; restrictions vary by entity/residency and were not fully captured from official source.
SourceProduct5 fields
Tradable Assets
1,400+ global assets including forex, stock derivatives, commodities, indices, precious metals and energies.
SourceTrading Platforms
MT4, MT5, XM App; TradingCentral noted by review source.
SourceAccount Types
Standard, Ultra Low, Shares, demo; Islamic option as standard.
SourceDeposit Methods
Credit/debit cards, Skrill, Neteller, wire transfer, Perfect Money, Apple Pay, Google Pay, TransferWise, Visa, M-Pesa, Airtel per review source.
SourceWithdrawal Methods
Withdrawals approved automatically for 92.9% per official homepage; methods vary by region/payment provider.
SourceBefore you decide
Things to verify
Restricted Countries
UK clients reportedly no longer accepted; restrictions vary by entity/residency and were not fully captured from official source.
Spread From
Spreads from 0.8 pips on homepage; Zero account from 0.0 pips according to review source.
Commission
Homepage says no commissions/no hidden costs; costs can vary by account/entity and Zero account may differ by review source.
Investor Compensation
Entity-dependent; eligible CySEC/EEA retail clients may access Cyprus ICF up to €20,000 per review evidence, but global XM.com entity differs.
Withdrawal Processing Time
Instant withdrawals claimed; 92.9% withdrawals approved automatically; actual timing varies by payment method.
Withdrawal Fee
No withdrawal fees claimed on homepage/review evidence; method/provider exceptions may apply.
VS next
VS XM with similar brokers
These brokers share similar type or asset-class signals. Open the VS page to compare regulation, cost, platforms, withdrawals, and caveats side by side.
Charles Schwab
Overall 91 · Trust 100
Multi Asset BrokerEtfStock
VS with XM 
Interactive Brokers
Overall 91 · Trust 94
Multi Asset BrokerEtfStock
VS with XM 
IC Markets
Overall 90 · Trust 99
CFD BrokerForexBond
VS with XM Important disclosure
Broker research, not investment advice
Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.