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https://www.xpi.com.br/

XP Investimentos

Visit XP Investimentos

XP Investimentos is a Brazil-focused multi-asset investment broker and platform operated around XP Investimentos CCTVM S.A., offering investment advisory, self-directed brokerage, funds, fixed income, equities/BDRs, ETFs, options, futures, listed products, digital-account funding rails and trading platforms. Evidence shows Banco Central authorization disclosure, CVM custodian registration and extensive official fee/platform disclosures, with some product-specific costs, eligibility, leverage and withdrawal details requiring manual review.

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82

/100

Overall score

Overall score is usable, but check the supporting evidence and caveats.

Based on evidence16 sources
Trust
86
Cost
78
Withdrawal
72

Read first

Decision summary

82

/100

Overall

Overall is usable, but check the supporting evidence and caveats.

Headline score from research fields, regulation evidence, and scoring payload.

Best for

Brazil residents with CPF seeking a multi-asset investment platform · Investors who value advisory plus self-directed Home Broker access · Active B3…

Watch out

Entity, country restrictions, and high-risk fee fields should be checked carefully.

Trust signal

Trust looks strong, with high-confidence evidence. Still verify country/entity terms.

Withdrawal signal

Withdrawal is usable, but check the supporting evidence and caveats.

Deposit
No universal account minimum found in reviewed public account-opening pages.
Pricing
Not a forex/CFD spread quote; FX conversion spread page shows regressivo 2.25% to 1.30% depending on segment/value transferred. · R$0 self-…
Withdrawal
No reliable public withdrawal-processing time found. · General withdrawal fee not found in reviewed public pages.
Safety
Not a CFD-style NBP disclosure; negative cash balance charges are disclosed instead.

Availability

Countries and restrictions

Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.

Restricted Countries

Brazil-focused; no complete country eligibility/restriction matrix found.

Source

Evidence

Source-backed details

Trust5 fields

Regulators

Banco Central do Brasil, CVM, B3/BSM context, ANBIMA self-regulation references.

Source

License Numbers

CNPJ 02.332.886/0001-04; CVM custodian registry CNPJ 002332886000104.

Source

Regulated Entities

XP Investimentos CCTVM S.A. and Banco XP S.A. appear in CVM custodian records / official disclosures.

Source

Negative Balance Protection

Not a CFD-style NBP disclosure; negative cash balance charges are disclosed instead.

Source

Investor Compensation

FGC coverage for eligible credit/deposit instruments only; not blanket securities-market protection.

Source
Cost7 fields

Minimum Deposit

No universal account minimum found in reviewed public account-opening pages.

Source

Spread From

Not a forex/CFD spread quote; FX conversion spread page shows regressivo 2.25% to 1.30% depending on segment/value transferred.

Source

Commission

R$0 self-service equities/BDRs for key modes; assisted/desk/risk brokerage and other charges can apply.

Source

Maximum Leverage

Universal maximum leverage not found; product-specific alavancagem needs manual review.

Source

Deposit Fee

General deposit fee not found in reviewed public pages.

Source

Withdrawal Fee

General withdrawal fee not found in reviewed public pages.

Source

Inactivity Fee

No general inactivity fee found in reviewed public pages.

Source
Availability1 fields

Restricted Countries

Brazil-focused; no complete country eligibility/restriction matrix found.

Source
Product5 fields

Tradable Assets

Stocks/BDRs, ETFs, options, futures/minicontracts, funds, FIIs, fixed income, public offerings, COE, pension/insurance and some global-investment products subject to eligibility.

Source

Trading Platforms

Home Broker XP, XP app, advanced charting/trading platforms, robot/automation platforms, TradeMap and tax tools.

Source

Account Types

Individual, PJ/business, minor-registration guidance, and digital/investment account flows.

Source

Deposit Methods

Bank transfer, Pix and internal digital/investment account transfers are evidenced but support-page body extraction was limited.

Source

Withdrawal Methods

TED withdrawal via Portal XP, Pix/transfer from digital account and internal transfers, subject to manual confirmation.

Source

Before you decide

Things to verify

Minimum Deposit

No universal account minimum found in reviewed public account-opening pages.

Commission

R$0 self-service equities/BDRs for key modes; assisted/desk/risk brokerage and other charges can apply.

Spread From

Not a forex/CFD spread quote; FX conversion spread page shows regressivo 2.25% to 1.30% depending on segment/value transferred.

Withdrawal Processing Time

No reliable public withdrawal-processing time found.

Withdrawal Fee

General withdrawal fee not found in reviewed public pages.

Investor Compensation

FGC coverage for eligible credit/deposit instruments only; not blanket securities-market protection.

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Important disclosure

Broker research, not investment advice

Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.

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