Skip to content

Compare brokers side by side before you choose.

Pick up to four brokers and quickly spot the differences that change a decision: trust, fees, platforms, withdrawals, restrictions, and notes you should verify.

Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.

Selected
2
Rows
25+
Max
4

Choose brokers

Pick 2-4 brokers to compare

The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.

Broker 1
Broker 2
VS field
City Index

cityindex.com

Forex BrokerMulti Asset BrokerStock CFD
XTB

xtb.com

CFD BrokerForex BrokerForex
Decision summary
Overall score
84
89
Trust score
86
90
Cost score
82
94
Platform score
94
94
Withdrawal score
89
86
Best for
UK spread betting · CFD trading · forex trading
Strong low-cost multi-asset and CFD broker, but regional/entity differences are material: leverage, NBP, investor compensation, fees and country acceptance must be rendered per ju…
Watch out
Needs verification
Needs verification
Trust & regulation
Regulators
StoneX Financial Ltd is authorised and regulated by the FCA.
Source
FSC Belize, KNF Poland, FCA UK, CNMV Spain and CySEC Cyprus are disclosed across official XTB pages.
Source
License numbers
FCA Register Number: 446717
Source
Key disclosed numbers: FSC Registration No. 6442514 / FSC License No. 000302/438; FCA FRN 522157; CySEC CIF 169/12; UK company number 07227848.
Source
Regulated entities
City Index is a trading name/trademark of StoneX Financial Ltd.
Source
XTB Group entities include XTB International Limited (Belize/FSC), XTB S.A. (Poland/KNF), XTB Limited (UK/FCA), XTB Sucursal (Spain/CNMV), and XTB Limited (Cyprus/CySEC).
Source
Negative balance protection
City Index advertises negative balance protection, with regional/classification caveats.
Source
Negative balance protection is available for UK retail clients under XTB Limited, but international pages warn that losses can exceed deposits; treat as regional/entity dependent.
Source
Investor compensation
FSCS member; up to £120,000 according to City Index UK.
Source
UK retail clients may be entitled to FSCS compensation up to GBP 85,000; Cyprus legal page lists an Investor Compensation Fund document; international Belize compensation not found.
Source
Restricted countries
No explicit restricted-country list found; general jurisdictional restriction disclosed.
Source
XTB only accepts clients where it operates and with appropriate permits; XTB International accepted-country list is limited from March 2026; Brazil page is not created for Brazilian residents.
Source
Costs & account conditions
Minimum deposit
No minimum to open CFD/spread-bet accounts; card funding minimum 100 base-currency units; bank wire no minimum; MT4 page/search snippet says £100 to start trading.
Source
No minimum deposit on the international page; UK page lists 0 GBP / no minimum deposit.
Source
Spread from
Representative spreads vary by market/product: forex from 0.5 pts, indices from 0.4, US crude 0.4 points, gold 0.3 points.
Source
Minimum spread is 0.5 on the international page and 0.3 on the UK page, so it is region/entity dependent.
Source
Commission
No spread-bet commission; CFD commission only on shares with stated regional minimums.
Source
Stocks/ETFs are commission-free up to EUR 100,000 monthly turnover, then 0.2% min EUR 10; CFD trading commission is advertised as 0%, with product-specific fees/markups in the fee table.
Source
Maximum leverage
Retail margin from 3.33% on major FX (about 30:1 equivalent); varies by product/client/entity.
Source
Leverage is region/product dependent: international pages state a maximum of 1:500 for individual clients; UK account page states 1:30; real stocks and ETFs are not leveraged.
Source
Deposit fee
City Index deposit methods listed as free, subject to card issuer charges.
Source
XTB advertises deposits as free, but international online payment fees include Skrill 2% and Neteller 1%; bank/payment-provider fees may apply.
Source
Withdrawal fee
Withdrawals are free of charge.
Source
International withdrawals above 50 USD are free and below 50 USD cost 30 USD; UK withdrawals are free; detailed fee table lists additional method-specific fees.
Source
Inactivity fee
Monthly inactivity fee: £12 after 12+ months of inactivity, with equivalent fees for non-GBP accounts.
Source
Account maintenance is free for active clients; otherwise a monthly fee of 10 EUR may be charged when stated inactivity conditions are met.
Source
Markets, platforms & payments
Tradable assets
Spread bet and trade CFDs across indices, shares, forex, commodities and other markets; pricing page lists metals, bonds, interest rates and options/futures references.
Source
Official pages list real stocks and ETFs, Investment Plans, and CFDs on forex, indices, commodities, stocks/ETFs and cryptocurrencies.
Source
Trading platforms
Web Trader, mobile app, TradingView and MT4.
Source
XTB promotes an award-winning mobile application and web platform; account pages list Mobile, Desktop, Tablet availability and web app links go to xStation5.
Source
Account types
Standard, MT4 and Corporate accounts; demo offered with virtual funds.
Source
XTB markets one simple account, offers swap-free accounts for certain eligible countries/entities, and offers a free training/demo account.
Source
Deposit methods
Debit/credit cards and bank transfer.
Source
Deposits are available by card, bank transfer, and online payments including Skrill and Neteller on the international page; UK page lists cards and bank transfer.
Source
Withdrawal methods
Withdrawals return to original funding sources; card/bank supported; PayPal legacy withdrawals only.
Source
Main withdrawal route on pages is a bank account in the client's name; the international fee table also lists withdrawal fees for credit cards and Skrill/Neteller/PayRetailers, implying availability in some contexts.
Source
Withdrawal processing time
Cards 3–5 working days; domestic bank transfers normally 1–2 working days.
Source
Withdrawal processing is same/next business day on official pages, with UK payment allocation up to 3 business days.
Source

BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.