Compare brokers side by side before you choose.

85

91

86

100

78

92

91

94

84

89

Beginner-to-intermediate investors wanting an easy multi-asset app · Users interested in social/copy trading and Smart Portfolios · Clients in supported jurisdictions who value a…

Best suited for U.S.-centric investors and active traders who want a large, bank-affiliated multi-asset brokerage with $0 online listed stock/ETF commissions, strong platform dept…

["FCA", "CySEC", "MFSA", "ADGM FSRA", "ASIC", "FSA Seychelles", "MAS", "FinCEN", "SEC", "FINRA", "NYDFS", "Gibraltar FSC"]

SEC; FINRA; SIPC; CFTC; NFA; FDIC

{"eToro (UK) Ltd": "FCA FRN 583263", "eToro Money UK Ltd": "FCA FRN 900203", "eToro (Europe) Ltd": "CySEC licence 109/10", "eToro AUS Capital Limited": "AFSL 491139", "eToro (Seychelles) Ltd": "FSA Seychelles SD076", "eToro (ME) Limited": "FSRA Financial Services Permission 220073", "eToro Singapore Pte. Ltd.": "MAS CMSL CMS101824", "eToro USA LLC": "FinCEN NMLS ID 1769299", "eToro USA Securities Inc.": "SEC #8-70212; SEC CIK #0001753042; FINRA/CRD #298361", "eToroX": "Gibraltar FSC licence 1333B"}

Charles Schwab & Co., Inc. CRD 5393; SEC 801-29938 and 8-16514

["eToro (UK) Ltd", "eToro Money UK Ltd", "eToro (Europe) Ltd", "eToro Money Malta Ltd", "eToro (ME) Limited", "eToro AUS Capital Limited", "eToro Asset Management Limited", "eToro (Seychelles) Ltd", "eToro Singapore Pte. Ltd.", "eToro USA LLC", "eToro NY LLC", "eToro USA Securities Inc.", "eToroX Limited"]

Charles Schwab & Co., Inc.; Charles Schwab Futures and Forex LLC; Charles Schwab Bank, SSB; Charles Schwab Premier Bank, SSB

Retail clients receive negative balance protection and margin closeout restrictions according to the Professional Account FAQ, but protection availability varies by jurisdiction and client type.

Not disclosed as retail brokerage negative balance protection; futures/forex are leveraged and losses may exceed initial investment.

Entity/product-dependent: eToro UK covered by FSCS up to £85,000; eToro Europe covered by Cyprus ICF up to €20,000 for authorised products/services; crypto services and some jurisdictions/products may not receive MiFID/FSCS/ICF protections.

SIPC protection up to $500,000 including a $250,000 cash limit for brokerage account assets; futures accounts are not protected by SIPC.

First-time minimum deposit varies by region and country regulations, from $10 to $10,000; eToro homepage/current region messaging also shows $50 gets you in; after first deposit, minimums may differ by country/account.

$0 minimum for standard U.S. brokerage and IRA accounts; Schwab One International accounts require a minimum deposit but amount is not disclosed in checked official pages.

CFD spreads from 0.002% per trade for currencies, 0.01% commodities, and 0.005% indices; spreads and market spreads vary by instrument and market conditions.

Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources.

Varies by asset/product: stocks may have $1 or $2 commission on open/close depending on country and exchange; ETFs zero commission; crypto manual trades usually 1% for Bronze/Silver/Gold with lower rates for higher tiers; CFDs charge opening/closing spread/fee such as crypto CFD 1% and stocks/ETF CFD 0.15%.

stock_commission: $0 online commission for listed stocks and ETFs; OTC equities $6.95; broker-assisted service charge $25; etf_commission: $0 online commission for listed U.S.-exchange ETFs; options_commission: $0 online base commission plus $0.65 per options contract; futures_commission: $2.25 per contract, per side, for futures and futures options; exchange, regulatory, overnight, NFA, and market-data fees may apply; mutual_fund_commission: $0 on thousands of Schwab Mutual Fund OneSource funds; all other mutual funds up to $74.95 per purchase; bond_commission: New-issue bonds/CDs: $0 online/selling concession included; Treasuries online $0; most other secondary bonds $1 per bond with $10 minimum and $250 maximum; forex_commission: $0 commission; forex trade costs are reflected in the bid/ask spread

No eToro deposit fee disclosed; users depositing/trading in currencies different from account currency may incur conversion fees.

$0 for funds entering a standard brokerage account; banking deposit services generally no monthly/account minimum fees, but certain services can have fees

Free for withdrawals from local currency accounts to external accounts; $5 fixed fee for withdrawals from a USD investment account to external accounts; minimum withdrawal $30 from USD account and no minimum from local currency accounts.

No fee for routine withdrawals from standard brokerage per FAQ; full outbound ACAT $50 and outgoing wire $25; Schwab Bank Investor Checking has unlimited ATM fee rebates for cash withdrawals worldwide, subject to conditions.

Free / no inactivity fee as of 28 May 2026 according to official Help search result; older references to $10/month after 12 months exist and should not be used without date review.

$0 annual maintenance/inactivity fee for standard brokerage accounts

{"counts": {"stocks": 9647, "currencies": 69, "ETFs": 1211, "indices": 47, "commodities": 61, "crypto": 209}, "products": ["stocks", "ETFs", "cryptoassets", "currencies/forex", "commodities", "indices", "CFDs", "CopyTrader", "Smart Portfolios", "futures beta/limited audience"]}

Stocks; fractional shares; ETFs; mutual funds; bonds/CDs/fixed income; money market funds; options; futures; futures options; forex; international stocks/ADRs/foreign ordinaries; cash products; annuities; alternatives; crypto ETPs/securities/futures.

["eToro web platform", "eToro mobile app", "CopyTrader", "Smart Portfolios", "ProCharts", "$100,000 demo account", "Tori AI assistant"]

Schwab.com; Schwab Mobile; thinkorswim desktop; thinkorswim web; thinkorswim mobile; paperMoney

["Retail client/default live account", "Professional Client account for eligible UK/EU clients", "Demo account with $100,000 virtual funds", "eToro Club tiers", "Local currency accounts where available", "Corporate account guidelines may apply", "Smart Portfolios / copy trading features within account"]

Individual Brokerage; Joint Brokerage; Schwab One Brokerage; Investor Checking-linked brokerage; Futures Account; Global Account; IRAs; custodial, education, trust, estate, organization, and business retirement accounts; Schwab Intelligent Portfolios.

["eToro Money", "Credit/Debit Cards (Visa, MasterCard, Visa Electron, Maestro)", "PayPal", "NETELLER", "Skrill", "iDEAL", "Bank Transfer", "Online Banking/Trustly", "Przelewy24"]

ACH/electronic transfer/MoneyLink; wire transfer; check/mail check; Schwab Mobile Deposit for checking; direct deposit for checking; account transfer/ACAT; branch/in-person deposit where available.

["eToro Money", "Credit/Debit Cards", "PayPal", "NETELLER", "Skrill", "iDEAL", "Bank Transfer", "Przelewy24; Trustly deposits become withdrawable after 7 business days but Trustly row says Withdraw Available: N"]

Transfer to linked bank/checking; wire transfer; check; ATM/debit card for Schwab Bank Investor Checking; ACAT outbound account transfer.

Official Help search result says eToro emails withdrawal status within two business days and withdrawals may take up to 5 business days; U.S. Help snippet says some U.S. withdrawals may take up to 7 business days. eToro Money/local currency transfers may be faster/instant for eligible clients.

Cash moved from brokerage to linked Investor Checking is generally available in seconds, but weekend/after-hours transfers may not be available until the next business day; other withdrawal methods vary/not fully disclosed on checked pages.