Loading broker comparison
Your research is on its way. You can keep using the navigation above.
Loading broker comparison…
Your research is on its way. You can keep using the navigation above.
Loading broker comparison…
Compare trust, fees, platforms, and withdrawals. See the trade-offs and details worth checking before you choose.
Choose brokers
The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
91 |
| Trust score | 83 | 100 |
|---|
| Cost score | 78 | 92 |
|---|
| Platform score | 84 | 92 |
|---|
| Withdrawal score | 82 | 89 |
|---|
| Best for | Needs verification | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
|---|
| Watch out | Needs verification | Needs verification |
|---|
Trust & regulation | ||
|---|---|---|
| Regulators | CNBV supervision inferred from Mexican casa de bolsa status plus CNBV PES source Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | Not disclosed in reviewed official pages Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | ["Grupo Bursátil Mexicano, S.A. de C.V., Casa de Bolsa", "GBM Casa de Bolsa SA de CV"] Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | Not applicable to reviewed product set; margin loans need separate terms Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | Client asset/custody protections require legal/regulator review Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Not disclosed in reviewed public pages Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
|---|---|---|
| Minimum deposit | {"plus_service": "no minimum", "trading_mx_account_creation": "from $100 MXN", "trading_usa": "from $1 USD", "advisory": "from $100 MXN"} Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | Not applicable to reviewed securities brokerage offering Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | Product-dependent: Trading MX equity funds/portfolios 0.10%-0.25% brokerage by 3-month average trading amount; Trading USA 0.25% per buy/sell; Smart Cash MXN no commission; Smart Cash USD 1.5% annual + IVA; GBM funds annual fee 1%-2.75% Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | Not disclosed; margin terms need review Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | Not disclosed in reviewed deposit FAQ Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | No GBM commissions for withdrawals to own or third-party bank accounts Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | Not disclosed in reviewed official fee pages Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
|---|---|---|
| Tradable assets | ["Mexican stocks", "U.S. stocks", "FIBRAs", "ETFs", "GBM investment funds", "external funds", "securities lending", "crypto-exposure instruments", "bonds", "CETEs", "FX", "structured notes", "alternative investments"] Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | ["GBM app", "GBM web", "Trading Pro", "TradingView charting integration"] Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | ["Plus", "Personal", "Premium", "Private", "Smart Cash", "Smart Cash Dólares", "Trading MX", "Trading USA", "GBM Advisory", "Portafolios recomendados", "Plan Personal de Retiro"] Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | ["bank transfer to unique CLABE for each account/strategy"] Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | ["bank transfer to own bank accounts", "bank transfer to third-party bank accounts", "transfer to GBM products/accounts"] Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | {"smart_cash_and_trading_mx": "minutes if requested business days before 1:30 p.m. CDMX; otherwise next business day", "smart_cash_usd": "2 business days before cutoff; 3 after cutoff", "trading_mx": "depends on instrument liquidation, 1 to 5 business days", "recommended_portfolios": "maximum 5 business days"} Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.