Compare brokers side by side before you choose.
Compare trust, fees, platforms, and withdrawals. See the trade-offs and details worth checking before you choose.
Choose brokers
Pick 2-4 brokers to compare
The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field |  |  |
|---|---|---|
Decision summary | ||
| Overall score | 85 | 91 |
| Trust score | 92 | 100 |
| Cost score | 82 | 92 |
| Platform score | 86 | 94 |
| Withdrawal score | 74 | 89 |
| Best for | Japan residents · Long-term NISA/iDeCo investors · Japanese investors wanting U.S./China stocks alongside domestic products | Best suited for U.S.-centric investors and active traders who want a large, bank-affiliated multi-asset brokerage with $0 online listed stock/ETF commissions, strong platform dept… |
| Watch out | Service and documentation are primarily Japan-focused/Japanese-language · Country eligibility/restricted-country information was not clearly disclosed in reviewed public pages · L… | Needs verification |
Trust & regulation | ||
| Regulators | Japan Financial Services Agency / Kanto Local Finance Bureau (金融商品取引業者 関東財務局長（金商）). Source | SEC; FINRA; SIPC; CFTC; NFA; FDIC Source |
| License numbers | Kanto Local Finance Bureau Director-General (Financial Instruments Business Operator) No. 165 / 関東財務局長（金商）第165号. Source | Charles Schwab & Co., Inc. CRD 5393; SEC 801-29938 and 8-16514 Source |
| Regulated entities | Monex, Inc. (マネックス証券株式会社), Japan; registered for Type I/Type II Financial Instruments Business and Investment Advisory/Agency. Source | Charles Schwab & Co., Inc.; Charles Schwab Futures and Forex LLC; Charles Schwab Bank, SSB; Charles Schwab Premier Bank, SSB Source |
| Negative balance protection | Official risk disclosures for margin/crypto CFD state losses can exceed deposited margin/principal; no negative balance protection was found. Source | Not disclosed as retail brokerage negative balance protection; futures/forex are leveraged and losses may exceed initial investment. Source |
| Investor compensation | 日本投資者保護基金に加入 (member of Japan Investor Protection Fund). Source | SIPC protection up to $500,000 including a $250,000 cash limit for brokerage account assets; futures accounts are not protected by SIPC. Source |
| Restricted countries | Country eligibility/restrictions were not located in reviewed public pages; service appears Japan-focused and account opening likely subject to Japanese residency rules, but this needs manual confirmation. Source | Not all products, services, or investments are available in all countries; Schwab is not registered outside the United States and products/services may not be registered in a user's jurisdiction. Source |
Costs & account conditions | ||
| Minimum deposit | No general minimum deposit found in reviewed official pages; some products have their own minimum order/withdrawal amounts. Source | $0 minimum for standard U.S. brokerage and IRA accounts; Schwab One International accounts require a minimum deposit but amount is not disclosed in checked official pages. Source |
| Spread from | USD/JPY 0.2–0.9 sen; EUR/USD 0.4 pips; normally fixed with exceptions. Source | Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources. Source |
| Commission | Commissions vary by product; major online stock/FX/CFD fees are disclosed on Monex fee pages. Source | stock_commission: $0 online commission for listed stocks and ETFs; OTC equities $6.95; broker-assisted service charge $25; etf_commission: $0 online commission for listed U.S.-exchange ETFs; options_commission: $0 online base commission plus $0.65 per options contract; futures_commission: $2.25 per contract, per side, for futures and futures options; exchange, regulatory, overnight, NFA, and market-data fees may apply; mutual_fund_commission: $0 on thousands of Schwab Mutual Fund OneSource funds; all other mutual funds up to $74.95 per purchase; bond_commission: New-issue bonds/CDs: $0 online/selling concession included; Treasuries online $0; most other secondary bonds $1 per bond with $10 minimum and $250 maximum; forex_commission: $0 commission; forex trade costs are reflected in the bid/ask spread Source |
| Maximum leverage | Maximum leverage varies by product: FX 25x, domestic margin approx. 3.3x, crypto CFD margin rate 50% (about 2x). Source | Not disclosed as a single broker-level maximum; leverage/margin depends on product, account approval, and regulatory/product requirements. Source |
| Deposit fee | Instant deposit: free; some foreign-currency/bank-transfer costs may be customer-borne. Source | $0 for funds entering a standard brokerage account; banking deposit services generally no monthly/account minimum fees, but certain services can have fees Source |
| Withdrawal fee | Instant withdrawal: ¥330 per transaction; FX PLUS foreign-currency withdrawal: ¥2,000 per transaction. Source | No fee for routine withdrawals from standard brokerage per FAQ; full outbound ACAT $50 and outgoing wire $25; Schwab Bank Investor Checking has unlimited ATM fee rebates for cash withdrawals worldwide, subject to conditions. Source |
| Inactivity fee | No inactivity fee found in reviewed official fee pages; status left not disclosed rather than assumed zero. Source | $0 annual maintenance/inactivity fee for standard brokerage accounts Source |
Markets, platforms & payments | ||
| Tradable assets | Japanese, U.S. and China stocks; ETFs; mutual funds; bonds; FX; crypto CFDs; futures/options; gold/platinum/silver; managed portfolios; IPO/PO. Source | Stocks; fractional shares; ETFs; mutual funds; bonds/CDs/fixed income; money market funds; options; futures; futures options; forex; international stocks/ADRs/foreign ordinaries; cash products; annuities; alternatives; crypto ETPs/securities/futures. Source |
| Trading platforms | Monex website plus Monex Trader, MonexTraderFX, U.S. stock smartphone app, FX PLUS web browser and MONEX TRADER CRYPTO. Source | Schwab.com; Schwab Mobile; thinkorswim desktop; thinkorswim web; thinkorswim mobile; paperMoney Source |
| Account types | General securities account plus product sub-accounts: foreign stock, FX PLUS, crypto CFD, margin, U.S. margin, Monex Gold, NISA and iDeCo. Source | Individual Brokerage; Joint Brokerage; Schwab One Brokerage; Investor Checking-linked brokerage; Futures Account; Global Account; IRAs; custodial, education, trust, estate, organization, and business retirement accounts; Schwab Intelligent Portfolios. Source |
| Deposit methods | Instant deposit, regular automatic deposit, bank transfer and internal transfer to product accounts such as FX PLUS. Source | ACH/electronic transfer/MoneyLink; wire transfer; check/mail check; Schwab Mobile Deposit for checking; direct deposit for checking; account transfer/ACAT; branch/in-person deposit where available. Source |
| Withdrawal methods | Bank-account withdrawal, instant withdrawal, d払い balance withdrawal and FX PLUS foreign-currency withdrawal by phone/domestic remittance. Source | Transfer to linked bank/checking; wire transfer; check; ATM/debit card for Schwab Bank Investor Checking; ACAT outbound account transfer. Source |
| Withdrawal processing time | Processing depends on instruction time; instant withdrawal has limits/windows; FX PLUS transfers before 19:00 can be same/next business day depending direction. Source | Cash moved from brokerage to linked Investor Checking is generally available in seconds, but weekend/after-hours transfers may not be available until the next business day; other withdrawal methods vary/not fully disclosed on checked pages. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.