Compare brokers side by side before you choose.
Pick up to four brokers and quickly spot the differences that change a decision: trust, fees, platforms, withdrawals, restrictions, and notes you should verify.
Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.
Choose brokers
Pick 2-4 brokers to compare
The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field |  |  |
|---|---|---|
Decision summary | ||
| Overall score | 85 | 91 |
| Trust score | 82 | 100 |
| Cost score | 88 | 92 |
| Platform score | 86 | 92 |
| Withdrawal score | 83 | 89 |
| Best for | Japan residents investing in domestic stocks, NISA, investment trusts and bonds · Active traders who want HYPER SBI 2 and multiple mobile apps · Investors who value broad product… | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
| Watch out | Needs verification | Needs verification |
Trust & regulation | ||
| Regulators | Regulated under Japan FSA framework; registered with Kanto Regional Finance Bureau. Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | Kanto Regional Finance Bureau(FIBO) No.44 / 関東財務局長（金商）第44号. Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | SBI SECURITIES Co., LTD. — Kanto Regional Finance Bureau(FIBO) No.44. Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | No universal negative-balance protection; losses can exceed margin for FX, futures/options, commodity futures and CFDs. Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | Japanese investor protection fund coverage up to 10 million yen per eligible customer; customer assets are segregated under FIEA. Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Japan resident-only account opening; non-residents/overseas residents not accepted. Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
| Minimum deposit | 0 JPY account-opening/management fee; investment trust accumulation from 100 JPY; no universal cash-deposit minimum found. Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | Not disclosed in reviewed official sources; risk notice says FX costs are the buy/sell spread. Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | Conditional 0 JPY domestic stock commission and conditional 0 JPY NISA US stock/overseas ETF commission; product-specific fees may apply. Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | SBI FX retail customers initially use the 25x course; courses up to 25x are available, with certain pairs capped lower. Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | Instant, Japan Post Bank transfer, real-time, direct debit, foreign-currency deposit and USD recurring automatic deposits are free; bank transfer deposit is customer-borne. Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | Withdrawal fees: free for listed yen, real-time and foreign-currency withdrawals. Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | No inactivity fee disclosed; account opening/management fee free. Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
| Tradable assets | Domestic/foreign stocks, ETFs, investment trusts, bonds, FX, futures/options, CFDs, precious metals, NISA, iDeCo and SBI Wrap. Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | Web trading site, mobile apps and HYPER SBI 2 desktop platform. Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | General securities, NISA, iDeCo, minor, corporate, foreign stock, FX, futures/options and wrap/managed-service account capabilities. Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | Instant deposit, bank transfer, Japan Post Bank transfer, real-time deposit, bank direct debit, foreign-currency deposit and USD recurring automatic deposit. Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | Yen withdrawal, real-time withdrawal and foreign-currency withdrawal service. Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | Standard withdrawal: before 16:00 -> next bank business day; after 16:00 -> second following bank business day; real-time withdrawal available for eligible setup. Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.