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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field |  |  |
|---|---|---|
Decision summary | ||
| Overall score | 78 | 91 |
| Trust score | 88 | 100 |
| Cost score | 67 | 92 |
| Platform score | 76 | 92 |
| Withdrawal score | 72 | 89 |
| Best for | Best suited to Singapore investors seeking a MAS-regulated, full-service multi-asset broker with UTRADE platforms, research, local market access, CFDs and leveraged FX; requires m… | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
| Watch out | General brokerage minimum deposit and full withdrawal terms not fully disclosed in extracted public sources · Licence number not visible in MAS extracted content · CFDs/LFX are le… | Needs verification |
Trust & regulation | ||
| Regulators | Monetary Authority of Singapore (MAS) Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | MAS FID page verifies licence status but does not expose a CMS licence number in extracted text; institution detail id 189. Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | UOB KAY HIAN PRIVATE LIMITED, incorporated in Singapore Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | No negative balance protection found; CFD risk disclosure says losses may exceed deposited collateral and client may be liable for deficits. Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | No investor-compensation scheme coverage statement found in official extracted sources. Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Site is not directed at residents of the United States and countries belonging to the European Economic Area; not intended where contrary to local law/regulation. Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
| Minimum deposit | CFD equities: S$3,000; share margin: S$10,000 cash or S$12,500 marginable securities; general brokerage not disclosed. Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | CFD DMA no added spreads; LFX exact spread-from not disclosed. Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | CFD equity commissions verified by market; traditional SGX share comparison shows 0.275% online and 0.40% broker-assisted. Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | Maximum documented leverage: CFD indices up to 20x; CFD equities up to 10x; share margin 5x credit/4x securities. Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | Most listed deposit methods NIL; telegraphic transfer incurs bank fee. Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | Not fully disclosed; share-margin terms state TT fees and charges apply. Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | No inactivity fee schedule found in official extracted sources. Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
| Tradable assets | Equities, ETFs, CFDs, leveraged FX, unit trusts, bonds/fixed income and selected leveraged products. Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | UTRADE Web/Mobile, UTRADE Delta, CFD Pro/Lite/Edge, FX Elite, MT4, Currenex Viking, BondbloX widget. Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | Instant account; Securities and Unit Trust; UTRADE X Cash Upfront; CFD; Leveraged FX/commodities/CFD indices; Robo; margin facility. Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | Internet bill payment, FAST transfer, SGD cash at cashier, cheque and telegraphic transfer. Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | CFD withdrawals via trading representative; UCASH advertises T+1 withdrawal; TT fees may apply for margin withdrawals. Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | General withdrawal processing time not disclosed; UCASH promotion says T+1 Withdrawal. Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.