Skip to content
Brokers

https://www.chase.com/personal/investments/online-investing

J.P. Morgan Self-Directed Investing

Visit J.P. Morgan Self-Directed Investing

U.S. online self-directed brokerage from J.P. Morgan Wealth Management offering $0 online trades for U.S.-listed stocks, ETFs, mutual funds and base options trades, plus fixed income, IRAs, UTMA, margin, fractional shares, Chase integration and Chase Mobile/chase.com access.

Etf BrokerOptions BrokerMutual Fund PlatformBank Investment PlatformEtfMutual FundBondOptionCash Savings

88

/100

Overall score

Overall score looks strong, with high-confidence evidence. Still verify country/entity terms.

Based on evidence13 sources
Trust
100
Cost
76
Withdrawal
89

Read first

Decision summary

88

/100

Overall

Overall looks strong, with high-confidence evidence. Still verify country/entity terms.

Headline score from research fields, regulation evidence, and scoring payload.

Best for

U.S. Chase banking customers · Long-term taxable and IRA investors · Beginners wanting a simple web/mobile brokerage

Watch out

Entity, country restrictions, and high-risk fee fields should be checked carefully.

Trust signal

Trust looks strong, with high-confidence evidence. Still verify country/entity terms.

Withdrawal signal

Withdrawal looks strong, with high-confidence evidence. Still verify country/entity terms.

Deposit
No minimum amount required to open a J.P. Morgan Self-Directed Investing account; pricing page also says trading can st…
Pricing
Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources. · U…
Withdrawal
Settlement/availability timing is generally 1-3 business days depending on transaction type; exact outgoing withdrawal processing is not fu…
Safety
No negative balance protection is advertised; official margin risk disclosure says losses can exceed initial investment.

Availability

Countries and restrictions

Availability can vary by legal entity, account type, and local regulation. Treat this as a shortlist signal and verify details with the broker before opening an account.

Restricted Countries

Requires U.S. residence/tax eligibility; citizens of OFAC countries are excluded for W-9 tax-paying non-U.S. citizens.

Source

Evidence

Source-backed details

Trust5 fields

Regulators

J.P. Morgan Securities LLC is registered with the SEC and is a member of FINRA, MSRB and SIPC.

Source

License Numbers

FINRA BrokerCheck lists J.P. Morgan Securities LLC as CRD# 79 / SEC#: 801-3702, 8-35008.

Source

Regulated Entities

Investment products and services are offered through J.P. Morgan Securities LLC (JPMS).

Source

Negative Balance Protection

No negative balance protection is advertised; official margin risk disclosure says losses can exceed initial investment.

Source

Investor Compensation

J.P. Morgan Securities LLC is a SIPC member; investment products are not FDIC insured and can lose principal.

Source
Cost7 fields

Minimum Deposit

No minimum amount required to open a J.P. Morgan Self-Directed Investing account; pricing page also says trading can start with as little as $1.

Source

Spread From

Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources.

Source

Commission

Unlimited $0 commission online trades for eligible U.S.-listed stocks, ETFs, options and mutual funds; options contract fees and other fees may apply.

Source

Maximum Leverage

For margin trades, client must pay at least 50% of the trade; house and regulatory requirements vary. This is not CFD/FX leverage.

Source

Deposit Fee

J.P. Morgan says it does not charge a fee to transfer cash into the account; external bank may charge fees.

Source

Withdrawal Fee

Outgoing wire and full transfer/termination fees apply; ordinary cash withdrawal fee needs manual confirmation.

Source

Inactivity Fee

No inactivity fee found on official online investing pricing page or Guide; annual account fees in the broader guide may apply to some full-service brokerage accounts, not clearly to current Self-Directed Investing.

Source
Availability1 fields

Restricted Countries

Requires U.S. residence/tax eligibility; citizens of OFAC countries are excluded for W-9 tax-paying non-U.S. citizens.

Source
Product5 fields

Tradable Assets

Stocks, ETFs, mutual funds, money market funds, fixed income/bonds, brokered CDs, options and cryptocurrency ETFs are available; direct cryptocurrency is not supported.

Source

Trading Platforms

Invest and manage the account in the Chase Mobile app or at chase.com.

Source

Account Types

Self-Directed Investing offers non-retirement and retirement accounts, including Traditional and Roth IRAs; joint accounts are available with conditions; UTMA and margin are offered.

Source

Deposit Methods

Funding options include moving cash from Chase or external bank accounts, transferring investments, rolling over retirement assets and depositing checks.

Source

Withdrawal Methods

Cash and investment transfers are supported; fee schedule lists wire transfer and full account transfer/termination fees.

Source

Before you decide

Things to verify

Investor Compensation

J.P. Morgan Securities LLC is a SIPC member; investment products are not FDIC insured and can lose principal.

Restricted Countries

Requires U.S. residence/tax eligibility; citizens of OFAC countries are excluded for W-9 tax-paying non-U.S. citizens.

Withdrawal Processing Time

Settlement/availability timing is generally 1-3 business days depending on transaction type; exact outgoing withdrawal processing is not fully disclosed publicly.

Withdrawal Fee

Outgoing wire and full transfer/termination fees apply; ordinary cash withdrawal fee needs manual confirmation.

Negative Balance Protection

No negative balance protection is advertised; official margin risk disclosure says losses can exceed initial investment.

Spread From

Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources.

VS next

VS J.P. Morgan Self-Directed Investing with similar brokers

These brokers share similar type or asset-class signals. Open the VS page to compare regulation, cost, platforms, withdrawals, and caveats side by side.

VS all

Important disclosure

Broker research, not investment advice

Availability, fees, investor protection, and regulation can vary by country and legal entity. Verify the broker and regulator details directly before opening an account.

Compare carefully