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U.S. Chase banking customers · Long-term taxable and IRA investors · Beginners wanting a simple web/mobile brokerage

Best suited for U.S.-centric investors and active traders who want a large, bank-affiliated multi-asset brokerage with $0 online listed stock/ETF commissions, strong platform dept…

J.P. Morgan Securities LLC is registered with the SEC and is a member of FINRA, MSRB and SIPC.

SEC; FINRA; SIPC; CFTC; NFA; FDIC

FINRA BrokerCheck lists J.P. Morgan Securities LLC as CRD# 79 / SEC#: 801-3702, 8-35008.

Charles Schwab & Co., Inc. CRD 5393; SEC 801-29938 and 8-16514

Investment products and services are offered through J.P. Morgan Securities LLC (JPMS).

Charles Schwab & Co., Inc.; Charles Schwab Futures and Forex LLC; Charles Schwab Bank, SSB; Charles Schwab Premier Bank, SSB

No negative balance protection is advertised; official margin risk disclosure says losses can exceed initial investment.

Not disclosed as retail brokerage negative balance protection; futures/forex are leveraged and losses may exceed initial investment.

J.P. Morgan Securities LLC is a SIPC member; investment products are not FDIC insured and can lose principal.

SIPC protection up to $500,000 including a $250,000 cash limit for brokerage account assets; futures accounts are not protected by SIPC.

No minimum amount required to open a J.P. Morgan Self-Directed Investing account; pricing page also says trading can start with as little as $1.

$0 minimum for standard U.S. brokerage and IRA accounts; Schwab One International accounts require a minimum deposit but amount is not disclosed in checked official pages.

Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources.

Not applicable to this stock/ETF investment broker profile; no CFD/FX spread schedule identified as a core product in reviewed sources.

Unlimited $0 commission online trades for eligible U.S.-listed stocks, ETFs, options and mutual funds; options contract fees and other fees may apply.

stock_commission: $0 online commission for listed stocks and ETFs; OTC equities $6.95; broker-assisted service charge $25; etf_commission: $0 online commission for listed U.S.-exchange ETFs; options_commission: $0 online base commission plus $0.65 per options contract; futures_commission: $2.25 per contract, per side, for futures and futures options; exchange, regulatory, overnight, NFA, and market-data fees may apply; mutual_fund_commission: $0 on thousands of Schwab Mutual Fund OneSource funds; all other mutual funds up to $74.95 per purchase; bond_commission: New-issue bonds/CDs: $0 online/selling concession included; Treasuries online $0; most other secondary bonds $1 per bond with $10 minimum and $250 maximum; forex_commission: $0 commission; forex trade costs are reflected in the bid/ask spread

J.P. Morgan says it does not charge a fee to transfer cash into the account; external bank may charge fees.

$0 for funds entering a standard brokerage account; banking deposit services generally no monthly/account minimum fees, but certain services can have fees

Outgoing wire and full transfer/termination fees apply; ordinary cash withdrawal fee needs manual confirmation.

No fee for routine withdrawals from standard brokerage per FAQ; full outbound ACAT $50 and outgoing wire $25; Schwab Bank Investor Checking has unlimited ATM fee rebates for cash withdrawals worldwide, subject to conditions.

No inactivity fee found on official online investing pricing page or Guide; annual account fees in the broader guide may apply to some full-service brokerage accounts, not clearly to current Self-Directed Investing.

$0 annual maintenance/inactivity fee for standard brokerage accounts

Stocks, ETFs, mutual funds, money market funds, fixed income/bonds, brokered CDs, options and cryptocurrency ETFs are available; direct cryptocurrency is not supported.

Stocks; fractional shares; ETFs; mutual funds; bonds/CDs/fixed income; money market funds; options; futures; futures options; forex; international stocks/ADRs/foreign ordinaries; cash products; annuities; alternatives; crypto ETPs/securities/futures.

Invest and manage the account in the Chase Mobile app or at chase.com.

Schwab.com; Schwab Mobile; thinkorswim desktop; thinkorswim web; thinkorswim mobile; paperMoney

Self-Directed Investing offers non-retirement and retirement accounts, including Traditional and Roth IRAs; joint accounts are available with conditions; UTMA and margin are offered.

Individual Brokerage; Joint Brokerage; Schwab One Brokerage; Investor Checking-linked brokerage; Futures Account; Global Account; IRAs; custodial, education, trust, estate, organization, and business retirement accounts; Schwab Intelligent Portfolios.

Funding options include moving cash from Chase or external bank accounts, transferring investments, rolling over retirement assets and depositing checks.

ACH/electronic transfer/MoneyLink; wire transfer; check/mail check; Schwab Mobile Deposit for checking; direct deposit for checking; account transfer/ACAT; branch/in-person deposit where available.

Cash and investment transfers are supported; fee schedule lists wire transfer and full account transfer/termination fees.

Transfer to linked bank/checking; wire transfer; check; ATM/debit card for Schwab Bank Investor Checking; ACAT outbound account transfer.

Settlement/availability timing is generally 1-3 business days depending on transaction type; exact outgoing withdrawal processing is not fully disclosed publicly.

Cash moved from brokerage to linked Investor Checking is generally available in seconds, but weekend/after-hours transfers may not be available until the next business day; other withdrawal methods vary/not fully disclosed on checked pages.