Compare brokers side by side before you choose.
Pick up to four brokers and quickly spot the differences that change a decision: trust, fees, platforms, withdrawals, restrictions, and notes you should verify.
Built for final-shortlist moments: select brokers, scan the trade-offs, then open the profile for deeper source notes.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
Broker 1
Broker 2
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | 85 | 91 |
| Trust score | 88 | 100 |
| Cost score | 86 | 92 |
| Platform score | 85 | 92 |
| Withdrawal score | 79 | 89 |
| Best for | Canadian DIY investors · Registered-account investors · ETF and stock investors seeking $0 commissions | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
| Watch out | Needs verification | Needs verification |
Trust & regulation | ||
| Regulators | Aviso Financial Inc. is registered in Canadian provinces/territories where it accepts accounts and is a member of CIRO. Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | Specific registration or licence numbers were not disclosed in the reviewed Qtrade pages. Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | Aviso Financial Inc. is the regulated entity behind Qtrade Direct Investing. Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | No negative balance protection disclosed; margin risk disclosure states margin trading can amplify losses and investors may lose more than initial investment. Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | CIPF member; Qtrade crypto-ETF page says Qtrade Direct Investing accounts are protected by CIPF coverage up to applicable limits. Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Jurisdiction restrictions are disclosed generally, not as a country list. Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
| Minimum deposit | No minimum deposit to begin trading in a Qtrade account. Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | No quoted spread-from applies to ordinary securities trading; Qtrade may earn revenue on foreign exchange conversions but the conversion spread was not disclosed. Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | Core online commission schedule is $0 for equities/ETFs/mutual funds, $0 + $0.75 per options contract, fixed income $1 per $1,000 face value. Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | No single maximum leverage ratio disclosed; margin depends on loan value, margin excess, security, concentration and regulatory/broker policy. Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | EFT is free for all accounts. Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | EFT free; registered withdrawal and transfer-out fees apply. Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | Current official fee schedule and 2025 Qtrade announcement indicate quarterly administration fees were eliminated; no explicit inactivity fee was found in reviewed current fee schedule. Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
| Tradable assets | Stocks, ETFs, mutual funds, bonds, options, GICs, new issues and crypto ETFs. Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | Web platform, Android app, iPhone/iOS app and trial account. Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | Cash, margin, and multiple registered and non-personal account types. Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | Funding methods include EFT, Interac e-Transfer, bill payment, direct deposit and account transfer. Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | Withdrawals use EFT or registered account withdrawal/de-registration workflows; Interac e-Transfer is deposit only. Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | Withdrawal processing time was not disclosed in reviewed official public pages; funding via bill payment/EFT is disclosed as 1-2 business days, with EFT funds subject to up to 10 business days clearing. Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.

