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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.

Broker 1

Broker 2

VS field	SBI Securities Japan sbisec.co.jp Stock BrokerETF BrokerETF	Fidelity fidelity.com Stock BrokerETF BrokerETF
Decision summary
Overall score

Trust score	82	100

Cost score	88	89

Platform score	86	94

Withdrawal score	83	89

Best for	Japan residents investing in domestic stocks, NISA, investment trusts and bonds · Active traders who want HYPER SBI 2 and multiple mobile apps · Investors who value broad product…	Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa…

Watch out	Needs verification	Needs verification

Trust & regulation
Regulators	Regulated under Japan FSA framework; registered with Kanto Regional Finance Bureau. Source	Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC. Source
License numbers	Kanto Regional Finance Bureau(FIBO) No.44 / 関東財務局長（金商）第44号. Source	FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740. Source
Regulated entities	SBI SECURITIES Co., LTD. — Kanto Regional Finance Bureau(FIBO) No.44. Source	Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product. Source
Negative balance protection	No universal negative-balance protection; losses can exceed margin for FX, futures/options, commodity futures and CFDs. Source	Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations. Source
Investor compensation	Japanese investor protection fund coverage up to 10 million yen per eligible customer; customer assets are segregated under FIEA. Source	SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply. Source
Restricted countries	Japan resident-only account opening; non-residents/overseas residents not accepted. Source	U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found. Source

Trust & regulation

Regulators

Regulated under Japan FSA framework; registered with Kanto Regional Finance Bureau.

Source

Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC.

Source

License numbers

Kanto Regional Finance Bureau(FIBO) No.44 / 関東財務局長（金商）第44号.

Source

FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740.

Source

Regulated entities

SBI SECURITIES Co., LTD. — Kanto Regional Finance Bureau(FIBO) No.44.

Source

Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product.

Source

Negative balance protection

No universal negative-balance protection; losses can exceed margin for FX, futures/options, commodity futures and CFDs.

Source

Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations.

Source

Investor compensation

Japanese investor protection fund coverage up to 10 million yen per eligible customer; customer assets are segregated under FIEA.

Source

SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply.

Source

Restricted countries

Japan resident-only account opening; non-residents/overseas residents not accepted.

Source

U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found.

Source

Costs & account conditions
Minimum deposit	0 JPY account-opening/management fee; investment trust accumulation from 100 JPY; no universal cash-deposit minimum found. Source	$0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product. Source
Spread from	Not disclosed in reviewed official sources; risk notice says FX costs are the buy/sell spread. Source	Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads. Source
Commission	Conditional 0 JPY domestic stock commission and conditional 0 JPY NISA US stock/overseas ETF commission; product-specific fees may apply. Source	$0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply. Source
Maximum leverage	SBI FX retail customers initially use the 25x course; courses up to 25x are available, with certain pairs capped lower. Source	No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure. Source
Deposit fee	Instant, Japan Post Bank transfer, real-time, direct debit, foreign-currency deposit and USD recurring automatic deposits are free; bank transfer deposit is customer-borne. Source	$0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge. Source
Withdrawal fee	Withdrawal fees: free for listed yen, real-time and foreign-currency withdrawals. Source	$0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge. Source
Inactivity fee	No inactivity fee disclosed; account opening/management fee free. Source	No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'. Source

Costs & account conditions

Minimum deposit

0 JPY account-opening/management fee; investment trust accumulation from 100 JPY; no universal cash-deposit minimum found.

Source

$0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product.

Source

Spread from

Not disclosed in reviewed official sources; risk notice says FX costs are the buy/sell spread.

Source

Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads.

Source

Commission

Conditional 0 JPY domestic stock commission and conditional 0 JPY NISA US stock/overseas ETF commission; product-specific fees may apply.

Source

$0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply.

Source

Maximum leverage

SBI FX retail customers initially use the 25x course; courses up to 25x are available, with certain pairs capped lower.

Source

No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure.

Source

Deposit fee

Instant, Japan Post Bank transfer, real-time, direct debit, foreign-currency deposit and USD recurring automatic deposits are free; bank transfer deposit is customer-borne.

Source

$0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge.

Source

Withdrawal fee

Withdrawal fees: free for listed yen, real-time and foreign-currency withdrawals.

Source

$0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge.

Source

Inactivity fee

No inactivity fee disclosed; account opening/management fee free.

Source

No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'.

Source

Markets, platforms & payments
Tradable assets	Domestic/foreign stocks, ETFs, investment trusts, bonds, FX, futures/options, CFDs, precious metals, NISA, iDeCo and SBI Wrap. Source	Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international. Source
Trading platforms	Web trading site, mobile apps and HYPER SBI 2 desktop platform. Source	Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic. Source
Account types	General securities, NISA, iDeCo, minor, corporate, foreign stock, FX, futures/options and wrap/managed-service account capabilities. Source	Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts. Source
Deposit methods	Instant deposit, bank transfer, Japan Post Bank transfer, real-time deposit, bank direct debit, foreign-currency deposit and USD recurring automatic deposit. Source	EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps. Source
Withdrawal methods	Yen withdrawal, real-time withdrawal and foreign-currency withdrawal service. Source	EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access. Source
Withdrawal processing time	Standard withdrawal: before 16:00 -> next bank business day; after 16:00 -> second following bank business day; real-time withdrawal available for eligible setup. Source	EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days. Source

Markets, platforms & payments

Tradable assets

Domestic/foreign stocks, ETFs, investment trusts, bonds, FX, futures/options, CFDs, precious metals, NISA, iDeCo and SBI Wrap.

Source

Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international.

Source

Trading platforms

Web trading site, mobile apps and HYPER SBI 2 desktop platform.

Source

Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic.

Source

Account types

General securities, NISA, iDeCo, minor, corporate, foreign stock, FX, futures/options and wrap/managed-service account capabilities.

Source

Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts.

Source

Deposit methods

Instant deposit, bank transfer, Japan Post Bank transfer, real-time deposit, bank direct debit, foreign-currency deposit and USD recurring automatic deposit.

Source

EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps.

Source

Withdrawal methods

Yen withdrawal, real-time withdrawal and foreign-currency withdrawal service.

Source

EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access.

Source

Withdrawal processing time

Standard withdrawal: before 16:00 -> next bank business day; after 16:00 -> second following bank business day; real-time withdrawal available for eligible setup.

Source

EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days.

Source

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