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Compare trust, fees, platforms, and withdrawals. See the trade-offs and details worth checking before you choose.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | ||
88 |
91 |
| Trust score | 97 | 100 |
|---|
| Cost score | 80 | 92 |
|---|
| Platform score | 92 | 92 |
|---|
| Withdrawal score | 89 | 89 |
|---|
| Best for | Best suited to active options and futures traders who want low headline commissions, advanced strategy tooling and integrated stock/ETF/crypto access; crypto, futures and IRA feat… | European self-directed investors seeking low-cost access to stocks and ETFs · Investors who prefer web/mobile platforms and exchange-traded products |
|---|
| Watch out | Needs verification | Needs verification |
|---|
Trust & regulation | ||
|---|---|---|
| Regulators | FINRA, SIPC, NFA, SEC; NYDFS for Zero Hash virtual currency activity Source | Primarily supervised by BaFin and Bundesbank in Germany; Dutch branch registered with DNB and supervised by AFM and DNB. Source |
| License numbers | FINRA CRD 277027; SEC 8-69649; Zero Hash Liquidity Services MSB 31000181510564; Zero Hash NMLS 169937 Source | Financial licence number not disclosed in reviewed official sources. Commercial registrations found: flatexDEGIRO Bank SE HRB 141330 on flatexDEGIRO Bank SE imprint; DEGIRO UK footer states HRB 105687; Dutch Branch KvK 82510245. Source |
| Regulated entities | tastytrade, Inc.; Zero Hash Liquidity Services LLC; Zero Hash LLC Source | DEGIRO is operated by flatexDEGIRO Bank Dutch Branch, a branch of flatexDEGIRO Bank SE; flatexDEGIRO Bank SE is a licensed German bank headquartered in Frankfurt am Main. Source |
| Negative balance protection | Not disclosed; forex affiliate disclosure says losses may exceed deposits. Source | No negative balance protection found. Official account-profile page warns losses can exceed deposit and result in a negative Balance for derivatives, margin and short-selling services; margin profiles are legacy-only. Source |
| Investor compensation | SIPC up to $500,000 including $250,000 cash for eligible securities accounts; futures and crypto excluded. Source | Cash in flatexDEGIRO Bank SE Cash Account protected up to €100,000 per customer under German Deposit Guarantee Scheme; investor compensation covers up to 90% of non-returned assets, max €20,000 per customer; UK FSCS does not apply. Source |
| Restricted countries | Eligible countries only; entity/trust U.S. residents only; full list needs manual review. Source | Available via listed country selector in Europe/UK; US persons are not accepted; UK onboarding for new clients was temporarily unavailable on the reviewed UK page. Source |
Costs & account conditions | ||
|---|---|---|
| Minimum deposit | $0 to open/maintain; $2,000 for margin privileges; $1+ select stablecoin funding for new crypto users. Source | No fixed minimum deposit identified; DEGIRO homepage says users can add any amount of money to the account for free. Bank-account verification search result states minimum EUR 0.01 for linking a new bank account. Source |
| Spread from | Not applicable / not disclosed; crypto markup/markdown applies. Source | Not a quoted-spread CFD/FX broker field. DEGIRO discloses that bid-ask spreads are implicit market costs and not direct broker costs. Source |
| Commission | Stocks/ETFs $0; equity options $1 open/$0 close with $10 cap per leg; futures $1; micro futures $0.75; options on futures $1.25; crypto $0 commission plus markup/markdown. Source | Examples from UK fee page: US stocks €1 + €1 handling; LSE £1.75 + £1 handling; selected ETFs €0 + €1 handling; global ETFs €2 + €1 handling; options €0.75 commission. Currency, connectivity, external product and spread costs may apply. Source |
| Maximum leverage | Portfolio margin up to 6.7x buying power for eligible accounts/products; crypto not marginable. Source | DEGIRO currently does not allow new changes to margin-trading profiles; legacy Active/Trader/Day Trader accounts may have Debit Money / derivatives risk but maximum leverage was not disclosed in reviewed sources. Source |
| Deposit fee | ACH free; incoming ACATS no tastytrade fee with reimbursement up to $75 for transfers of at least $2,000; stablecoin network/gas fees may apply. Source | No deposit fee disclosed on UK fee page and homepage; deposits listed as FEE €0 / no deposit-withdrawal fees. Source |
| Withdrawal fee | ACH free; outgoing domestic wire $25; outgoing foreign wire $45; outgoing ACAT $75; crypto network/gas fees may apply. Source | No withdrawal fee disclosed on UK fee page and homepage; withdrawals listed as FEE €0 / no deposit-withdrawal fees. Source |
| Inactivity fee | Not disclosed; no inactivity fee line found in official pricing/fee schedule. Source | No inactivity fee; UK fee page lists inactivity fee as €0. Source |
Markets, platforms & payments | ||
|---|---|---|
| Tradable assets | Stocks, ETFs, fractional shares, options, futures, crypto, and T-bills/fixed income access. Source | Shares, ETFs, bonds and derivatives such as options and futures; DEGIRO product pages also describe investment funds availability. Source |
| Trading platforms | Desktop, web, mobile, Open API, and TradingView integration. Source | DEGIRO provides a web/desktop trading platform (Webtrader) and mobile apps for iOS and Android. Source |
| Account types | Individual, joint, retirement/IRA, business/entity, trust, margin and cash accounts. Source | DEGIRO account/profile types include Basic, Active, Trader, Day Trader and Custody. Active, Trader and Day Trader are legacy-only and new margin profiles are no longer available. Source |
| Deposit methods | ACH, wire, check, ACATS/account transfer, and select stablecoin deposits. Source | Manual bank transfer from a verified linked/reference bank account; deposits must use the account base currency. Source |
| Withdrawal methods | ACH linked bank withdrawal, wire, check, ACATS/account transfer, and crypto transfer to external wallet for eligible crypto customers. Source | Withdrawals go back to the primary registered/linked bank account; only uninvested cash in the Cash Account can be withdrawn. Source |
| Withdrawal processing time | ACH typically 1-3 business days, often next day before cutoff; international wire 3-5 business days. Source | Withdrawals may take up to 2-4 working days; transfers can take up to 2-3 working days to complete. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.