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Compare trust, fees, platforms, and withdrawals. See the trade-offs and details worth checking before you choose.

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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.

Broker 1
Broker 2
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UOB Kay Hian

utrade.com.sg

Stock BrokerETF BrokerETF
Fidelity

fidelity.com

Stock BrokerETF BrokerETF
Decision summary
Overall score
78
91
Trust score
88
100
Cost score
67
89
Platform score
76
94
Withdrawal score
72
89
Best for
Best suited to Singapore investors seeking a MAS-regulated, full-service multi-asset broker with UTRADE platforms, research, local market access, CFDs and leveraged FX; requires m…
Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa…
Watch out
General brokerage minimum deposit and full withdrawal terms not fully disclosed in extracted public sources · Licence number not visible in MAS extracted content · CFDs/LFX are le…
Needs verification
Trust & regulation
Regulators
Monetary Authority of Singapore (MAS)
Source
Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC.
Source
License numbers
MAS FID page verifies licence status but does not expose a CMS licence number in extracted text; institution detail id 189.
Source
FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740.
Source
Regulated entities
UOB KAY HIAN PRIVATE LIMITED, incorporated in Singapore
Source
Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product.
Source
Negative balance protection
No negative balance protection found; CFD risk disclosure says losses may exceed deposited collateral and client may be liable for deficits.
Source
Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations.
Source
Investor compensation
No investor-compensation scheme coverage statement found in official extracted sources.
Source
SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply.
Source
Restricted countries
Site is not directed at residents of the United States and countries belonging to the European Economic Area; not intended where contrary to local law/regulation.
Source
U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found.
Source
Costs & account conditions
Minimum deposit
CFD equities: S$3,000; share margin: S$10,000 cash or S$12,500 marginable securities; general brokerage not disclosed.
Source
$0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product.
Source
Spread from
CFD DMA no added spreads; LFX exact spread-from not disclosed.
Source
Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads.
Source
Commission
CFD equity commissions verified by market; traditional SGX share comparison shows 0.275% online and 0.40% broker-assisted.
Source
$0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply.
Source
Maximum leverage
Maximum documented leverage: CFD indices up to 20x; CFD equities up to 10x; share margin 5x credit/4x securities.
Source
No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure.
Source
Deposit fee
Most listed deposit methods NIL; telegraphic transfer incurs bank fee.
Source
$0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge.
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Withdrawal fee
Not fully disclosed; share-margin terms state TT fees and charges apply.
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$0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge.
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Inactivity fee
No inactivity fee schedule found in official extracted sources.
Source
No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'.
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Markets, platforms & payments
Tradable assets
Equities, ETFs, CFDs, leveraged FX, unit trusts, bonds/fixed income and selected leveraged products.
Source
Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international.
Source
Trading platforms
UTRADE Web/Mobile, UTRADE Delta, CFD Pro/Lite/Edge, FX Elite, MT4, Currenex Viking, BondbloX widget.
Source
Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic.
Source
Account types
Instant account; Securities and Unit Trust; UTRADE X Cash Upfront; CFD; Leveraged FX/commodities/CFD indices; Robo; margin facility.
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Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts.
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Deposit methods
Internet bill payment, FAST transfer, SGD cash at cashier, cheque and telegraphic transfer.
Source
EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps.
Source
Withdrawal methods
CFD withdrawals via trading representative; UCASH advertises T+1 withdrawal; TT fees may apply for margin withdrawals.
Source
EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access.
Source
Withdrawal processing time
General withdrawal processing time not disclosed; UCASH promotion says T+1 Withdrawal.
Source
EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days.
Source

BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.