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Compare trust, fees, platforms, and withdrawals. See the trade-offs and details worth checking before you choose.
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The comparison reads the same evidence fields used by broker profiles, so users can scan scores, regulation, costs, platforms, withdrawals, and caveats side by side.
| VS field | ![]() | ![]() |
|---|---|---|
Decision summary | ||
| Overall score | ||
88 |
91 |
| Trust score | 97 | 100 |
|---|
| Cost score | 80 | 89 |
|---|
| Platform score | 92 | 94 |
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| Withdrawal score | 89 | 89 |
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| Best for | Best suited to active options and futures traders who want low headline commissions, advanced strategy tooling and integrated stock/ETF/crypto access; crypto, futures and IRA feat… | Evidence supports Fidelity as a U.S.-focused, highly regulated multi-asset broker for stocks, ETFs, mutual funds, bonds/CDs, options, cash management, managed portfolios, and sepa… |
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| Watch out | Needs verification | Needs verification |
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Trust & regulation | ||
|---|---|---|
| Regulators | FINRA, SIPC, NFA, SEC; NYDFS for Zero Hash virtual currency activity Source | Fidelity Brokerage Services LLC is SEC registered and regulated by FINRA; FBS and NFS are members of NYSE and SIPC. Source |
| License numbers | FINRA CRD 277027; SEC 8-69649; Zero Hash Liquidity Services MSB 31000181510564; Zero Hash NMLS 169937 Source | FBS CRD# 7784 / SEC# 8-23292; NFS CRD# 13041 / SEC# 801-50706, 8-26740. Source |
| Regulated entities | tastytrade, Inc.; Zero Hash Liquidity Services LLC; Zero Hash LLC Source | Primary securities brokerage entities are Fidelity Brokerage Services LLC (FBS) and National Financial Services LLC (NFS), each member NYSE/SIPC; advisory and crypto entities differ by product. Source |
| Negative balance protection | Not disclosed; forex affiliate disclosure says losses may exceed deposits. Source | Not applicable/not disclosed as a CFD-style negative balance protection policy; margin trading can create debt/interest obligations. Source |
| Investor compensation | SIPC up to $500,000 including $250,000 cash for eligible securities accounts; futures and crypto excluded. Source | SIPC coverage up to $500,000/$250,000 cash plus Fidelity excess SIPC; FDIC sweep coverage may apply to eligible cash programs; important exclusions apply. Source |
| Restricted countries | Eligible countries only; entity/trust U.S. residents only; full list needs manual review. Source | U.S.-persons focused; sanctioned countries/prohibited parties restricted; no exhaustive country availability list found. Source |
Costs & account conditions | ||
|---|---|---|
| Minimum deposit | $0 to open/maintain; $2,000 for margin privileges; $1+ select stablecoin funding for new crypto users. Source | $0 to open a retail brokerage account; Fidelity states no account minimum and ability to invest with as little as $1; exceptions apply by account/product. Source |
| Spread from | Not applicable / not disclosed; crypto markup/markdown applies. Source | Not applicable to Fidelity's core U.S. stock/ETF brokerage model; securities trade by exchange/market prices rather than quoted CFD/FX spreads. Source |
| Commission | Stocks/ETFs $0; equity options $1 open/$0 close with $10 cap per leg; futures $1; micro futures $0.75; options on futures $1.25; crypto $0 commission plus markup/markdown. Source | $0 online U.S. stock and ETF trades; $0 online options commission plus $0.65/contract; other product/service fees apply. Source |
| Maximum leverage | Portfolio margin up to 6.7x buying power for eligible accounts/products; crypto not marginable. Source | No universal maximum leverage ratio disclosed for Fidelity retail brokerage; margin borrowing is available subject to approval and margin requirements/rates rather than a single max leverage figure. Source |
| Deposit fee | ACH free; incoming ACATS no tastytrade fee with reimbursement up to $75 for transfers of at least $2,000; stablecoin network/gas fees may apply. Source | $0 Fidelity fee for EFT and Fidelity does not charge wire fees; external banks may charge. Source |
| Withdrawal fee | ACH free; outgoing domestic wire $25; outgoing foreign wire $45; outgoing ACAT $75; crypto network/gas fees may apply. Source | $0 Fidelity fee for EFT and domestic bank wire withdrawals; foreign exchange wire up to 3% of principal; receiving bank may charge. Source |
| Inactivity fee | Not disclosed; no inactivity fee line found in official pricing/fee schedule. Source | No explicit inactivity-fee line found in official fee schedule; official account pages state no retail brokerage account fees/no account or subscription fees. Treat as needs manual confirmation before publishing as '$0 inactivity fee'. Source |
Markets, platforms & payments | ||
|---|---|---|
| Tradable assets | Stocks, ETFs, fractional shares, options, futures, crypto, and T-bills/fixed income access. Source | Stocks, ETFs, mutual funds, options, crypto, fixed income, bonds and CDs; Fidelity says stocks include domestic and international. Source |
| Trading platforms | Desktop, web, mobile, Open API, and TradingView integration. Source | Fidelity.com, Fidelity mobile app, Fidelity Trader+ Web/Desktop/Mobile mode, and legacy Active Trader Pro Classic. Source |
| Account types | Individual, joint, retirement/IRA, business/entity, trust, margin and cash accounts. Source | Broad account menu including taxable brokerage, retirement/IRA, cash management, HSA, custodial/youth, education, trust/business, managed and crypto accounts. Source |
| Deposit methods | ACH, wire, check, ACATS/account transfer, and select stablecoin deposits. Source | EFT/ACH, bank wire, check/mobile check, direct deposit, recurring deposit, Fidelity-to-Fidelity/account transfer, transfer of assets, and eligible payment apps. Source |
| Withdrawal methods | ACH linked bank withdrawal, wire, check, ACATS/account transfer, and crypto transfer to external wallet for eligible crypto customers. Source | EFT/ACH, bank wire, paper check, Fidelity-to-Fidelity transfers, third-party/person-to-person transfers and eligible debit card/ATM access. Source |
| Withdrawal processing time | ACH typically 1-3 business days, often next day before cutoff; international wire 3-5 business days. Source | EFT withdrawals 1-3 business days; bank wire same day if submitted by 4 p.m. ET; paper check about 5-6 days. Source |
BrokerVS provides broker comparison research only. Scores and evidence can vary by country, account type, and legal entity; users should verify source links before opening an account.